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<div class="header-banner topBanner" data-type="header" style="display: block; position: sticky; top: 0; z-index: 999;">
<a data-source="226535" data-banner="226288" class="universal-notice js-universal-notice-notice universal-notice--webp universal-notice--bitrix universal-notice--active" href="https://skillbox.ru/sale/main/?utm_source=media&utm_medium=banners&utm_campaign=all_all_media_banners_banners_header_all_all_skillbox" target="_blank" style="--banner-bg: #5927E9;--banner-color: #fff;--button-font-color: #000000;--button-bg-color: #FFFFFF;--banner-img-left: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_left/602754/f9ac17dd-a1d4-46c6-aa14-4f7b949defd1.png);--banner-img-left-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_left/602754/f9ac17dd-a1d4-46c6-aa14-4f7b949defd1.webp);--banner-img-center: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.png);--banner-img-center-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.webp);--banner-img-center-mobile: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.png);--banner-img-center-mobile-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.webp);--banner-img-right: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_right/602755/ad7a7fe5-b8d3-47a3-885b-51a7971c12a9.png);--banner-img-right-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_right/602755/ad7a7fe5-b8d3-47a3-885b-51a7971c12a9.webp);">
<span class="universal-notice__wrapper">
<b class="universal-notice__title">
Скидка до 55% и 3 курса в подарок
</b>
<span class="universal-timer js-universal-notice-timer js-universal-notice-active">
<span class="universal-timer__days js-universal-notice-days">2 дня</span>
<span class="js-universal-notice-hours">13</span>
:<span class="js-universal-notice-minutes">30</span>
:<span class="js-universal-notice-seconds">09</span>
</span>
<span class="universal-notice__button">Выбрать курс</span>
</span>
</a><script>
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const deadline = new Date();
deadline.setDate(5);
deadline.setHours(0, 0, 0);
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const elHours = timer.querySelector('.js-universal-notice-hours');
const elMinutes = timer.querySelector('.js-universal-notice-minutes');
const elSeconds = timer.querySelector('.js-universal-notice-seconds');
// Функция обновления таймера
const updateTimer = () => {
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let diff = Math.max(0, deadline - now);
if (diff === 0) {
let lastDayOfMonth = new Date(now.getFullYear(), now.getMonth() + 1, 0);
let lastDay = lastDayOfMonth.getDate();
if (lastDay - now.getDate() < 4) {
deadline.setMonth(deadline.getMonth() + 1, 1);
} else {
deadline.setDate(deadline.getDate() + 4);
}
diff = Math.max(0, deadline - now);
}
// Time calculations for days, hours, minutes and seconds
var days = Math.floor(diff / (1000 * 60 * 60 * 24));
var hours = Math.floor((diff % (1000 * 60 * 60 * 24)) / (1000 * 60 * 60)).toString();
var minutes = Math.floor((diff % (1000 * 60 * 60)) / (1000 * 60)).toString();
var seconds = Math.floor((diff % (1000 * 60)) / 1000).toString();
if (timer) {
let dayTitles = ['день', 'дня', 'дней'];
let daySuffix = dayTitles[(days % 100 > 4 && days % 100 < 20) ? 2 : [2, 0, 1, 1, 1, 2][days % 10 < 5 ? days % 10 : 5]]
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elHours.innerHTML = hours.padStart(2, '0');
elMinutes.innerHTML = minutes.padStart(2, '0');
elSeconds.innerHTML = seconds.padStart(2, '0');
}
};
updateTimer();
const timerId = setInterval(updateTimer, 1000);
});
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</div> <div data-area="article" data-title="С 1 марта для оформления микрозайма будет нужна биометрия / Skillbox Media" class=" noFullClass">
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<li class="info-item"> <time class="info-text" datatime="#">9 фев 2026</time></li>
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<h1 class="article-preview__title">С 1 марта для онлайн-микрозаймов нужны биометрические данные</h1>
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Редакция «Управление, маркетинг, бизнес» Skillbox Media </div>
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Рассказываем обо всём, что нужно для руководства бизнесом, командой или проектом, — от SMM и SEO до корпоративных финансов. </div>
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<div class="stk-post stk-layout_12col_18068 stk-theme_26309" data-stk="{"images":[]}" data-ui-id="post" data-ce-tag="post" data-reset-type="class" data-layout-type="auto" data-editor-version="3.2.8-rc1"><div class="stk-grid" data-ce-tag="grid"><div data-col-width="12" class="stk-grid-col stk-grid-col_last" data-ce-tag="grid-col"><p class="stk-reset" data-ce-tag="paragraph">С 1 марта 2026 года микрофинансовые организации <a href="http://publication.pravo.gov.ru/Document/View/0001202502130045" target="_blank" class="stk-reset">обязаны</a> подтверждать личность заёмщика через государственную биометрическую систему. Такое требование <a href="https://sozd.duma.gov.ru/bill/804702-8" target="_blank" class="stk-reset">закрепили</a> в законопроекте о мерах против кибермошенничества ещё в 2025 году.</p><p class="stk-reset" data-ce-tag="paragraph"><strong class="stk-reset">Речь идёт не обо всех займах.</strong> Подтверждать личность нужно только для займов, которые оформляют онлайн. Если человек оформляет микрозайм в офисе, биометрия не понадобится.</p><p class="stk-reset" data-ce-tag="paragraph">Кроме того, для части компаний предусмотрена отсрочка. Для малых микрофинансовых организаций норма начнёт действовать с 1 марта 2027 года.</p><p class="stk-theme_26309__mb_05 stk-reset" data-ce-tag="paragraph"><strong class="stk-reset" data-gtm-vis-has-fired10171822_255="1">Как теперь брать заём онлайн.</strong> Биометрические данные нужно будет зарегистрировать заранее. Сделать это можно:</p><ul class="stk-theme_26309__pad_hor_1 stk-reset" data-ce-tag="list"><li class="stk-reset stk-list-item" data-ce-tag="list-item">в отделении уполномоченного банка;</li><li class="stk-reset stk-list-item" data-ce-tag="list-item">с помощью выездной регистрации — её тоже можно заказать на сайте уполномоченных банков;</li><li class="stk-reset stk-list-item" data-ce-tag="list-item">самостоятельно в приложении «Госуслуги Биометрия».</li></ul><p class="stk-reset" data-ce-tag="paragraph">При подаче заявки на заём онлайн нужно будет пройти проверку: посмотреть в камеру и назвать цифры, которые появятся на экране.</p><div class="stk-grid" data-ce-tag="grid" data-stk-css="stkWpasb"><div data-col-width="12" class="stk-grid-col stk-grid-col_last" data-ce-tag="grid-col" data-stk-css="" data-stk-css-m=""><p class="stk-reset stk-theme_26309__mb_05 stk-theme_26309__style_font_style-1629290372003" data-ce-tag="paragraph">Эти материалы редакции «Деньги» Skillbox Media могут быть вам интересны</p><ul class="stk-theme_26309__pad_hor_1 stk-theme_26309__style_small_text stk-reset" data-ce-tag="list"><li class="stk-theme_26309__style_small_text stk-reset stk-list-item" data-ce-tag="list-item"><a href="https://skillbox.ru/media/money/sovetskie-veschi-kotorye-mozhno-dorogo-prodat-rasskazyvaem-i-pokazyvaem/" target="_blank" class="stk-reset">Советские вещи, которые можно дорого продать</a>: рассказываем и показываем</li><li class="stk-theme_26309__style_small_text stk-reset stk-list-item" data-ce-tag="list-item">Почему <a href="https://skillbox.ru/media/money/pochemu-lichnyy-finansovyy-plan-nuzhen-kazhdomu-i-kak-ego-sostavit/" target="_blank" class="stk-reset">личный финансовый план нужен каждому</a> и как его составить</li><li class="stk-theme_26309__style_small_text stk-reset stk-list-item" data-ce-tag="list-item"><a href="https://skillbox.ru/media/money/9-perspektivnyh-kriptovalyut-kotorye-mogut-podorozhat-mneniya-praktikuyuschih-investorov/" target="_blank" class="stk-reset">9 перспективных криптовалют</a>, которые могут подорожать: мнения практикующих инвесторов</li><li class="stk-theme_26309__style_small_text stk-reset stk-list-item" data-ce-tag="list-item"><a class="stk-reset" href="https://skillbox.ru/media/money/ot-chego-zavisyat-kursy-valyut-i-kto-ih-ustanavlivaet/" target="_blank">От чего зависят курсы валют</a> и кто их устанавливает</li><li class="stk-theme_26309__style_small_text stk-reset stk-list-item" data-ce-tag="list-item"><a class="stk-reset" href="https://skillbox.ru/media/business/115-fz-kto-kak-i-zachem-sledit-za-vashimi-perevodami/" target="_blank">115-ФЗ</a>: кто, как и зачем следит за вашими переводами</li></ul></div></div></div></div><style data-stk-css="stkWpasb" media="all" class="">
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