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<div class="header-banner topBanner" data-type="header" style="display: block; position: sticky; top: 0; z-index: 999;">
<a data-source="220437" data-banner="226288" class="universal-notice js-universal-notice-notice universal-notice--webp universal-notice--bitrix universal-notice--active" href="https://skillbox.ru/sale/main/?utm_source=media&utm_medium=banners&utm_campaign=all_all_media_banners_banners_header_all_all_skillbox" target="_blank" style="--banner-bg: #5927E9;--banner-color: #fff;--button-font-color: #000000;--button-bg-color: #FFFFFF;--banner-img-left: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_left/602754/f9ac17dd-a1d4-46c6-aa14-4f7b949defd1.png);--banner-img-left-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_left/602754/f9ac17dd-a1d4-46c6-aa14-4f7b949defd1.webp);--banner-img-center: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.png);--banner-img-center-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.webp);--banner-img-center-mobile: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.png);--banner-img-center-mobile-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_center/602507/232fc4a5-b130-4af2-a629-bdb293a4dd2e.webp);--banner-img-right: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_right/602755/ad7a7fe5-b8d3-47a3-885b-51a7971c12a9.png);--banner-img-right-webp: url(https://cdn.skillbox.pro/mainsite/banners/promo_picture_right/602755/ad7a7fe5-b8d3-47a3-885b-51a7971c12a9.webp);">
<span class="universal-notice__wrapper">
<b class="universal-notice__title">
Скидка до 55% и 3 курса в подарок
</b>
<span class="universal-timer js-universal-notice-timer js-universal-notice-active">
<span class="universal-timer__days js-universal-notice-days">2 дня</span>
<span class="js-universal-notice-hours">13</span>
:<span class="js-universal-notice-minutes">30</span>
:<span class="js-universal-notice-seconds">09</span>
</span>
<span class="universal-notice__button">Выбрать курс</span>
</span>
</a><script>
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const deadline = new Date();
deadline.setDate(5);
deadline.setHours(0, 0, 0);
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const elHours = timer.querySelector('.js-universal-notice-hours');
const elMinutes = timer.querySelector('.js-universal-notice-minutes');
const elSeconds = timer.querySelector('.js-universal-notice-seconds');
// Функция обновления таймера
const updateTimer = () => {
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let diff = Math.max(0, deadline - now);
if (diff === 0) {
let lastDayOfMonth = new Date(now.getFullYear(), now.getMonth() + 1, 0);
let lastDay = lastDayOfMonth.getDate();
if (lastDay - now.getDate() < 4) {
deadline.setMonth(deadline.getMonth() + 1, 1);
} else {
deadline.setDate(deadline.getDate() + 4);
}
diff = Math.max(0, deadline - now);
}
// Time calculations for days, hours, minutes and seconds
var days = Math.floor(diff / (1000 * 60 * 60 * 24));
var hours = Math.floor((diff % (1000 * 60 * 60 * 24)) / (1000 * 60 * 60)).toString();
var minutes = Math.floor((diff % (1000 * 60 * 60)) / (1000 * 60)).toString();
var seconds = Math.floor((diff % (1000 * 60)) / 1000).toString();
if (timer) {
let dayTitles = ['день', 'дня', 'дней'];
let daySuffix = dayTitles[(days % 100 > 4 && days % 100 < 20) ? 2 : [2, 0, 1, 1, 1, 2][days % 10 < 5 ? days % 10 : 5]]
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elMinutes.innerHTML = minutes.padStart(2, '0');
elSeconds.innerHTML = seconds.padStart(2, '0');
}
};
updateTimer();
const timerId = setInterval(updateTimer, 1000);
});
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</div> <div data-area="article" data-title="MasterCard планирует отказаться от паролей в пользу биометрической аутентификации / Skillbox Media" class=" noFullClass">
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<li class="info-item"> <time class="info-text" datatime="#">2 сен 2024</time></li>
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<h1 class="article-preview__title">MasterCard планирует отказаться от паролей в пользу биометрической аутентификации</h1>
<p class="article-preview__description">Компания уже заключила соглашения о введении нового способа аутентификации с рядом банков и финтех-корпораций.</p>
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Онлайн-журнал для тех, кто влюблён в код и информационные технологии. Пишем для айтишников и об айтишниках. </div>
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<div class="stk-post stk-layout_12col_18068 stk-theme_26309" data-stk="{"images":[]}" data-ui-id="post" data-ce-tag="post" data-reset-type="class" data-layout-type="auto" data-editor-version="3.2.8-rc1"><div class="stk-grid" data-ce-tag="grid"><div data-col-width="12" class="stk-grid-col stk-grid-col_last" data-ce-tag="grid-col"><p class="stk-theme_26309__mb_15 stk-reset" data-ce-tag="paragraph">Платёжная система MasterCard <a href="https://www.bloomberg.com/news/articles/2024-08-30/mastercard-wants-to-get-rid-of-card-numbers-for-online-shopping" target="_blank" class="stk-reset">решила</a> отказаться от использования паролей и кодов подтверждения при онлайн-покупках и перейти на аутентификацию с помощью биометрических данных. Сделать это планируется к 2030 году.</p><h2 class="stk-theme_26309__style_large_header stk-reset" data-ce-tag="paragraph"><strong class="stk-reset">Биометрия вместо паролей</strong></h2><p class="stk-reset" data-ce-tag="paragraph">По словам гендиректора компании Майкла Мибаха, это решение — новый шаг в борьбе с мошенничеством. Он также отмечает, что хакеры всё чаще атакуют сайты, которые требуют ввести одноразовый код для подтверждения личности покупателя.</p><p class="stk-reset" data-ce-tag="paragraph">MasterCard планирует заменить одноразовые пароли токеном на основе биометрической информации пользователя. Для этого компания будет заключать соглашения с банками и поставщиками цифровых финансовых услуг. Недавно Mastercard уже заключила соглашение с индийской финтех-компанией PayU и несколькими индийскими банками, включая Axis Bank Ltd.</p><p class="stk-reset" data-ce-tag="paragraph">Руководство компании ожидает, что к 2030 году все транзакции при онлайн-покупках в Европе будут токенизированы.</p><div class="stk-grid__layout_reverse stk-grid stk-theme_26309__mb_15" data-stk-css="stkZlgRB" data-ce-tag="grid"><div data-col-width="12" class="stk-grid-col stk-grid-col_last" data-ce-tag="grid-col" data-stk-css="" data-stk-css-m=""><p class="stk-reset stk-theme_26309__mb_05 stk-theme_26309__style_font_style-1629726727970" data-ce-tag="paragraph">Читайте также:</p><p class="stk-theme_26309__mb_15 stk-reset stk-theme_26309__style_font_style-1629786048064 stk-theme_26309__style_font_style-1629290372003 stk-theme_26309__color_26309_custom_color_1 article_incut" data-ce-tag="paragraph"><a href="https://skillbox.ru/media/code/biometricheskie-dannye-chto-eto-takoe-i-gde-khranitsya-biometriya/" target="_blank" class="stk-reset">Биометрические данные: что это такое и где хранится биометрия</a></p></div></div><h2 class="stk-theme_26309__style_large_header stk-reset" data-ce-tag="paragraph"><strong class="stk-reset">Одноразовые коды небезопасны</strong></h2><p class="stk-reset" data-ce-tag="paragraph">MasterCard около десяти лет назад представила технологию, которая заменяет номер платёжной карты уникальным цифровым кодом — токеном. Сейчас компания обрабатывает 1 миллиард таких транзакций каждую неделю, заявил Мибах.</p><p class="stk-reset" data-ce-tag="paragraph">По словам CEO компании, ранее считалось, что пароли помогают защитить данные о финансовых операциях. Это работало некоторое время, но теперь, как заявляет Мибах, превратилось в уязвимость перед мошенниками.</p><div class="stk-grid stk-grid__layout_columns stk-theme_26309__mb_15" data-stk-css="stkHAPcr" data-ce-tag="grid"><div data-col-width="1" class="stk-grid-col align-left valign-top stk-mobile-hidden" data-ce-tag="grid-col" data-stk-css="" data-stk-css-m=""><a class="sklbx-link sklbx-link--fb stk-container stk-container-link stk-reset" data-ce-tag="container" data-container-name="Telegram" href="https://t.me/skillbox_media_code" target="_blank"><svg class="sklbx-link__icon" width="25" height="20" xmlns="http://www.w3.org/2000/svg">
<path d="m9.417 15.181-.397 5.584c.568 0 .814-.244 1.109-.537l2.663-2.545 5.518 4.041c1.012.564 1.725.267 1.998-.931l3.622-16.972.001-.001c.321-1.496-.541-2.081-1.527-1.714l-21.29 8.151c-1.453.564-1.431 1.374-.247 1.741l5.443 1.693 12.643-7.911c.595-.394 1.136-.176.691.218z" fill-rule="evenodd"></path>
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