Insurance - Accurate UK
2026-02-28 22:27 Diff

Certainty for the Insurance Sector

Since the SMCR is only a framework, it is imperative that insurance businesses are clear and timely around their screening activities. Background checks for the insurance sector should be carried out for three types of employees: non-executive directors, senior managers and certified personnel.

It’s easy to see why directors and senior managers are important to check, given that they hold sway over the direction of a business and access to sensitive information and systems. Senior managers are also responsible for the action of other personnel in the business. Certified personnel are important to check because these are the people who deal with customers every day and need to be relied upon to follow any required statutory guidelines when giving those customers the information they need.

In each case, screening ensures employees do not have past or current issues which could bias or compromise their work. Criminal checks are clearly required, but financial background checks can also indicate an individuals’ susceptibility to fraud or embezzlement – uncovering reasons why individuals may be tempted to use their position to help themselves at the cost of the business.

International Checks

Many candidates and employees have worked outside the UK during their career. It may therefore be necessary to carry out international screening checks within those countries in order to be certain of their record. Accurate has the ability to carry out these background checks for insurance, investigating any connections to diverse watch lists or general activities which could be cause for concern.

Individuals and the business

Effective and timely screening of personnel and prospective candidates is complex and must be done to a strict timeline if companies are to secure staff for their business or ensure continuity among existing staff. Accurate offers a service which keys into the needs of businesses while also ensuring employees and organisations receive a personal service along the way.

Social Media and Adverse Media

Accurate understands the importance of having a view over an individual’s media record – both in terms of the wider media and social media platforms. Adverse media checks can uncover previous actions by individuals which could cause reputational damage. Social media checks, while not compulsory, are becoming more expected as they bring to light opinions and reactions which could create difficulties for the business. Accurate has a huge amount of experience in both the required and additional screening areas so can offer companies a thorough screening service to meet the requirements of all employees.

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Whether you’re new to background screening or looking for a better solution, our experts are here to help you. Get a free consultation today to see how Accurate can help your organisation onboard candidates faster, ensure you’re compliant with industry regulations, and more.

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